Does Your Insurance Cover Telehealth?
Telehealth keeps you safe by preventing potential exposure to others by going to the clinic, urgent care, or hospital.
Telehealth keeps others safe by not exposing them to you if you have COVID-19.
Telehealth keeps your healthcare providers and workers safe by not exposing them to potential COVID-19 and reducing the number of patients coming in and out of healthcare facilities.
Healthcare professionals have a long road ahead of them and any effort we can do as the public to reduce their fatigue, stress, and potential exposure helps us all.
President Trump just announced more is being done to allow telehealth services to be accessed by Americans. This is great news amidst a global pandemic. But if you’re like most Americans – you’ve probably never used telehealth before.
Telehealth encompasses several digital options to provide healthcare services. Web-based tools, patient portal messaging, video-conferencing, and old-fashioned phone calls are ways healthcare providers can assess and advise patients remotely.
If you’ve never used teleheath services you may not know if your insurance covers them. So you can start by going to your insurance carrier’s website to see if they cover telehealth. If they do – awesome! Now you have to find out if your primary care provider has telehealth services. If they don’t, your healthcare provider may still want to manage your care over the phone.
Many major healthcare systems offer some sort of telehealth which can typically be found by going to their main webpage. Smaller clinics may not have these services in place – but they will most likely have a new protocol in place with COVID-19 spreading.
Bottom line is if you think you have COVID-19, the first thing you need to do is call your healthcare provider or 911 if you have life-threatening symptoms. They will advise you on what to do next. Not everyone can use telehealth due to their risk factors and not all places offer telehealth services. But by calling and talking to someone about your specific symptoms and situation – they can determine if your illness, COVID-19 or otherwise, can be safely managed at home.
Fever Management
Fever is one of the hallmark symptoms of COVID-19. One of the most common over the counter treatments for fevers is acetaminophen, better known as Tylenol. If you have COVID-19, your healthcare provider may advise you take Tylenol to break your fever and reduce body aches.
Do not go buy seven boxes of Tylenol.
There is a daily limit on Tylenol or you will go into liver failure. That limit is 4,000mg for someone with a fully functioning organ system. 4,000mg would be 12 tablets of 500mg Tylenol a day. So (ugh, public math) if you had a fever for a full week, you’d only safely be able to take 84 tablets. I think most bottles of Tylenol are around 100 tablets – so I repeat – do not go buy all the Tylenol. You can’t safely take all of it and you’ll prevent someone else from finding relief.
Respiratory Management
Dry cough is listed as one of the top symptoms of COVID-19. Your healthcare provider may tell you to take certain medications to treat your cough. There are many ways to treat a cough, what is your go-to? Is it Robitussin? Mucinex? Maybe it’s herbal supplements, drinking hot tea with honey, or good ol’ fashioned whiskey to soothe your throat. Essential oils, vitamins, and food are all ways people treat a cough.
Whatever you would normally do to treat a nagging, hacking, cough – try and have some of that on hand. Create your own adventure by talking to your healthcare provider. Again, don’t buy all the Robitussin like you’re preparing for a Lil Wayne concert. You don’t need all of it. You just need enough to treat a 10-14 day respiratory illness – which is what COVID-19 is.
If you have asthma or COPD you want to make sure your inhalers and nebulizer treatments are up to date. If not, call your healthcare provider and ask them to call in a refill. You most likely don’t need to go into the office for the refill and use the drive-through pharmacy pick up. If you have sleep apnea and require distilled water for your machine – make sure you have enough at home.
Using a humidifier can also help reduce a nagging cough, so pull yours out of the closet and make sure it’s clean. If you don’t have one, just take a long hot shower and allow the steam to soothe.
Hydrate, Hydrate, Hydrate
Staying well-hydrated is really important when you’re sick. Your body is working overtime and literally sweatin’ to fight COVID-19. When a fever breaks, you sweat and you may sweat a lot. And that water loss adds up.
Whether it’s water, Smart Water, Gatorade, or some other hydrating fluid (not booze, ahem) – grab some of your favorite hydrating tools as you’ll probably be advised to ‘increase fluids’. I won’t tell you to drink a certain amount, but most of us are walking around dehydrated. So if you have COVID-19, you’ll probably be advised to increase your fluids to help you feel better and heal faster.